Canadian Dental Care Plan (CDCP) in Richmond Hill

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CDCP at Mackenzie Smiles

Mackenzie Smiles Welcomes Canadian Dental Care Plan Patients

The Canadian Dental Care Plan (CDCP) is a federal program designed to help make eligible oral health care more affordable for Canadian residents who do not have access to private dental insurance.

Mackenzie Smiles Dentistry welcomes CDCP patients in Richmond Hill. Our team can help you understand your available coverage before treatment and discuss any costs that may remain your responsibility. You can also explore our dental services before requesting your visit.

Already enrolled in the CDCP?

Contact our team before your visit so we can confirm your active coverage and discuss the dental care you are considering.

CDCP Eligibility

Who May Qualify for the Canadian Dental Care Plan?

The Government of Canada currently requires applicants to meet all four of the following eligibility requirements.

01

No Access to Private Dental Coverage

You must not have access to private dental insurance or coverage through employment, a pension plan, family member, or another qualifying private source.

02

Canadian Tax Return Filed

You and your spouse or common-law partner, if applicable, must have filed the required Canadian tax return.

03

Family Income Below $90,000

Your adjusted family net income must currently be less than $90,000.

04

Canadian Resident

You must be a Canadian resident for tax purposes and meet the program's other eligibility requirements.

Dental Coverage

What Dental Services May Be Covered?

The CDCP covers a range of eligible oral health services. Coverage is determined according to the plan's rules, frequency limits, clinical criteria, and your individual benefit status.

Some treatments may require preauthorization before the CDCP confirms coverage. Not every dental procedure is included in the program.

Understanding Your Costs

How CDCP Co-Payments Work

The percentage covered by the CDCP is based on your adjusted family net income and applies to the CDCP-established fee for an eligible service.

Adjusted Family Net Income CDCP Portion Your CDCP Co-Payment
Less than $70,000 Up to 100% of the CDCP-established fee 0% of the CDCP-established fee
$70,000 – $79,999 60% of the CDCP-established fee 40% of the CDCP-established fee
$80,000 – $89,999 40% of the CDCP-established fee 60% of the CDCP-established fee

Important: Even when the CDCP covers 100% of its established fee, you may still have an amount to pay if the dental office fee is higher than the CDCP-established fee or if you choose a service that is not covered by the plan. Our team can discuss expected costs with you before treatment.

Using Your CDCP Benefits

What to Do Before Your Dental Visit

A few simple steps can help you better understand your coverage before receiving dental care.

STEP 01

Confirm Your Coverage Is Active

Check your current CDCP benefit status and coverage start date before booking treatment.

STEP 03

Review Coverage and Costs

Before treatment, discuss what the CDCP may cover, whether preauthorization is needed, and whether any co-payment or additional amount may apply.

Important to Know

CDCP Coverage Is Not the Same as Full Dental Insurance

Your individual coverage depends on your active benefit status, income-based co-payment, eligible services, CDCP-established fees, and program rules.

  • Not every dental service is covered. Some procedures are outside the CDCP or may require preauthorization.
  • Your coverage should be confirmed before care. Coverage and benefit status can be checked before eligible treatment is provided.
  • You may still have an out-of-pocket cost. This can include your co-payment or differences between clinic fees and CDCP-established fees.
  • CDCP members are not reimbursed directly. For covered services, reimbursement is made to eligible oral health providers through the program.

CDCP FAQs

Canadian Dental Care Plan Questions

Review common questions about using CDCP benefits at Mackenzie Smiles Dentistry.

Does Mackenzie Smiles Dentistry accept CDCP patients?
Yes. Mackenzie Smiles Dentistry welcomes CDCP patients. Your active coverage and eligible benefits should be confirmed before treatment. You can request an appointment online or contact the clinic with a general question.
Does the CDCP pay 100% of my dental treatment?
Not necessarily. The CDCP pays according to its established fees and your income-based co-payment level. Additional costs may apply if clinic fees exceed CDCP-established fees or if a treatment is not covered.
Are all dental procedures covered by the CDCP?
No. The CDCP covers a range of eligible oral health services, but coverage is subject to plan rules, frequency limits, clinical criteria, and in some cases preauthorization.
What information should I have when booking?
Have your CDCP member information and coverage start date available. Let the clinic know that you are covered under the CDCP when requesting your appointment.
Can I pay the full dental bill and ask Sun Life to reimburse me?
No. Under the CDCP, reimbursement for covered services is made to oral health providers rather than directly to CDCP members. Ask the clinic about your expected portion before treatment.

CDCP Dentist in Richmond Hill

Have Questions About Your CDCP Dental Coverage?

Contact Mackenzie Smiles Dentistry to discuss your dental needs, active CDCP coverage, and possible treatment costs before your visit.